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XyzPay RC 12XXXXX
Trusted by 200K+ Users

Pay Your Bills,
Live Your Life

Nigeria's leading bill payment platform. From airtime and data to electricity and cable TV, XyzPay makes paying your bills fast, easy, and rewarding. Pay bills instantly, earn cashback, and enjoy the best rates.

User User User
200K+
4.8
200K+ reviews
Licensed & Secure NCC Regulated
9:41
XyzPay App
Transactions Processed
Total Volume
Uptime
200K+
Happy Users
Why Choose XyzPay

Built for everyday convenience

Experience seamless bill payments with enterprise-grade reliability, lightning-fast transactions, and secure payment processing

Instant & Affordable

XyzPay offers the best rates on all bill payments. Buy airtime, data, pay electricity bills, and subscribe to cable TV at unbeatable prices with instant delivery.

Best rates guaranteed

Secure & Reliable

With a 99.95% transaction success rate and enterprise-grade security, XyzPay delivers bill payments you can trust. Your transactions are safe and confirmed instantly.

99.95% success rate

Rewarding

Earn cashback on every transaction, get exclusive discounts on bill payments, and enjoy special offers. The more you pay, the more you save with XyzPay.

Earn as you pay
Our Services

Everything you need,
in one powerful platform

From instant bill payments to comprehensive business solutions, XyzPay provides all the tools you need to succeed

Airtime & Data

Buy airtime and data bundles for all networks at the best rates with instant delivery.

All networks

Electricity Bills

Pay electricity bills for all providers instantly with zero hassle and instant confirmation.

Instant payment

Cable TV

Subscribe to DSTV, GOTV, and StarTimes with ease. Never miss your favorite shows.

All providers

Developer API

Integrate our secure API for seamless business operations and automated payments.

View docs

Build with Our API

Robust docs, elegant SDKs, and webhooks make it easy to automate payouts, collections, and reconciliation.

Read the docs
// Create a payment with XyzPay
POST /api/v1/payments
{
  "amount": 5000,
  "currency": "NGN",
  "reference": "INV-100045",
  "callback_url": "https://xyzpay.com/webhooks/payments"
}

// Verify payment
GET  /api/v1/payments/{reference}

Loved by 200,000+ Users

Thousands of Nigerians trust XyzPay for fast, affordable, and reliable bill payments

Customer
Ada Lovelace

CTO, NovaPay

“Switching to XyzPay boosted our payment success rate and cut settlement time dramatically.”
Customer
Grace Hopper

Head of Ops, Flux

“The API is delightful. We built reconciliations in a day.”
Customer
Linus Torvalds

Founder, Kernel Inc

“Reliable, fast, and secure. Exactly what we needed.”
Bank-Grade Security

Your Payments Are Secure

We protect every transaction with enterprise-grade encryption, advanced fraud detection, and regulatory compliance. Your payment security is our top priority.

256-bit SSL Encryption

All data is encrypted in transit and at rest using industry-standard AES-256 encryption.

Verified by SSL Labs

AI Fraud Detection

Advanced machine learning algorithms detect and prevent fraudulent transactions in real-time.

99.9% Accuracy Rate

NCC Licensed

Fully licensed and regulated by the Nigerian Communications Commission for secure telecommunications services.

Licensed & Regulated

24/7 Security Monitoring

Round-the-clock monitoring by our security team to ensure your transactions are always protected.

Always Protected

Automated Backups

Your data is automatically backed up across multiple secure locations to prevent any loss.

99.99% Uptime

Two-Factor Authentication

Enhanced account security with mandatory 2FA for all user accounts and administrative access.

Mandatory 2FA

Trusted by Thousands

200K+
Active Users
₦500M+
Processed Monthly
99.9%
Uptime Guarantee

Certified by

CAC
NCC

Trusted Partners

We work with leading brands and service providers across Nigeria

MTN
Airtel
Glo
T2mobile
DSTV
GOTV
StarTimes
Showmax
PalmPay
Moniepoint
9PSB
MTN
Airtel
Glo
T2mobile
DSTV
GOTV
StarTimes
Showmax
PalmPay
Moniepoint
9PSB
Join 200,000+ Users

The easiest way to pay your bills

Join 200,000+ happy users who trust XyzPay for fast, affordable, and rewarding bill payments. Experience the convenience today.

Best rates
Instant delivery
Earn cashback
Secure payments

Frequently Asked Questions

Everything you need to know about XyzPay